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Compliance & Risk Disclosures

One brand, distinct legal entities

Xchange360 is a brand under which legally distinct entities under common ownership provide services. Each service is provided by the entity licensed or registered for it in the relevant jurisdiction, and each entity publishes its own jurisdiction-specific legal documents:

  • General Payments Gate Ltd (Canada) — Money Services Business registered with FINTRAC, registration M22457458. View documents
  • Xchange360 SA (Switzerland) — member of ARIF (Association Romande des Intermédiaires Financiers), member 4572. View documents
  • Xchange360 SRL (Costa Rica) — registered entity 3-102-954166. View documents

See also the group’s entities & licences overview.

Regulatory status

Each registration or membership above relates to obligations in its own jurisdiction, principally anti-money-laundering supervision, and its precise scope should be confirmed directly with the relevant entity. Registration with FINTRAC as a Money Services Business is a legal requirement and does not constitute an endorsement or recommendation by FINTRAC or any other regulator. ARIF membership is affiliation with a Swiss self-regulatory organisation for anti-money-laundering purposes; it is not a banking or securities licence. Nothing on this site is an offer of banking, securities or investment services.

Business clients only

Xchange360 provides services to businesses and institutions. All clients are subject to onboarding, eligibility and ongoing due-diligence checks. Services are not directed at consumers.

Jurisdictional limitations

Availability of services varies by jurisdiction and by entity. Nothing on this site constitutes an offer or solicitation in any jurisdiction where it would be unlawful. Xchange360 does not provide services to persons or entities subject to applicable sanctions, or in jurisdictions where doing so is prohibited.

AML / KYC

Each entity applies onboarding identification and verification, screening, transaction monitoring and record-keeping in line with the anti-money-laundering obligations of its jurisdiction.

Digital-asset risk notice

Digital assets involve significant risk. In particular:

  • Volatility and loss. The value of digital assets can change rapidly; losses can be substantial and may be total.
  • Stablecoins. A stablecoin’s value depends on its issuer and reserves, and it can deviate from its peg.
  • Irreversibility. Blockchain transactions are generally irreversible; funds sent in error may be unrecoverable.
  • No deposit protection. Digital-asset balances are not bank deposits and are not covered by deposit-insurance or investor-compensation schemes.
  • Operational and technology risk. Custody arrangements, blockchain networks and protocols carry operational, security and technology risk.
  • Regulatory change. The regulatory treatment of digital assets is evolving and may change in ways that affect services.

Nothing on this site is investment, legal or tax advice. Take independent professional advice before making decisions.

Complaints

Complaints are handled by the relevant entity — see the complaints management policy (Canada) or contact us.

Last updated: 22 July 2026. General information, not legal advice.