Industries · Automotive
Close the deal with a crypto buyer. Bank the fiat you invoiced
For dealers, vehicle exporters and parts traders: take the crypto or stablecoin payment against your invoice, let us verify the buyer, and receive clean fiat in your account. No wallet to run, no price swing on your books, no dead deal because the money sits on-chain.
In brief
Can a car dealer or vehicle exporter accept crypto and get paid in euros?
Yes. Settling through a regulated provider means the buyer pays in crypto or stablecoins against your invoice and you receive fiat. Xchange360 verifies the payer, holds the funds in regulated custody while the deal completes, converts at execution, and settles euros to your bank for the amount you invoiced. The business never holds a volatile asset, and every sale carries a compliance record.
The problem
The buyer holds the money on-chain. Your bank only speaks fiat
More vehicle and parts buyers hold their money in stablecoins and want to pay that way, from luxury retail at home to export corridors into the Gulf and Africa. A wire clears in days, takes a cut in FX and fees, and the deal stalls or walks. Taking the crypto yourself means a personal wallet, a price that moves between deposit and delivery, and no clean answer when your bank or auditor asks where the money came from.
Accept the payment, settle the exact invoice amount in fiat, and keep a record that stands up to your bank.
How it works
How it works
Invoice as you always do
Raise your normal vehicle or parts invoice. We attach a crypto and stablecoin payment option against it, priced in EUR.
Buyer pays, we verify
The buyer settles in stablecoins or major crypto through a KYC'd flow. Identity and source-of-funds checks run on the payer, not on you.
Held through the deal
Funds sit in regulated custody while the car is prepared, shipped, or the export paperwork clears. Never in a personal wallet, never on an exchange.
You receive fiat
We convert at execution and settle EUR to your account for the amount you invoiced, with a record of the transaction and the checks behind it.
Why dealers and exporters use it
Crypto in, clean fiat out, audit-ready
Compliance runs on the buyer
KYC and source-of-funds checks fall on the payer, not on your desk. You get a paid invoice and a record that answers your bank before it asks.
Held in regulated custody
Funds sit with a regulated desk through the deal, so a deposit taken today is still there for a car that ships next month.
No crypto on your books
We convert at execution and pay you in EUR, so a price swing between deposit and delivery never touches your margin or your balance sheet.
Built for export corridors
Buyers in the Gulf and Africa settle in stablecoins and you receive fiat without the FX spread a bank adds or the week a correspondent wire takes.
Who it's for
Franchise and independent dealers taking crypto at point of sale
Used-vehicle and parts exporters running cross-border corridors
Luxury, classic and exotic dealers with international buyers
Dealer groups standardising how the desk handles crypto payers
FAQ
Common questions
Does my business ever hold or touch crypto?
No. The payment is converted and settled to you in EUR, so there is no wallet to run and no exposure to price movement between the deposit and the sale.
What if the buyer pays a deposit and collects the car weeks later?
Funds are held in regulated custody through the deal and settled to fiat when you are ready. A cross-border shipment or an export clearance that takes weeks does not put the deposit at risk.
How do I show my bank where the money came from?
We run identity and source-of-funds checks on the payer and settle you clean fiat with a record of the transaction, so the payment arrives with the compliance trail your bank and auditor expect.
Which coins can the buyer use, and in what currency am I paid?
Buyers can pay in stablecoins such as USDC or in leading crypto assets. You are paid in EUR for the amount you invoiced.
How does the buyer pay at the point of sale?
We attach a crypto and stablecoin payment option to the invoice you already raise, priced in EUR, so the buyer pays against that invoice through a KYC’d flow rather than sending coins to a wallet you have to manage. That works whether the buyer is in the showroom or settling an export from abroad. The desk can walk your sales team through exactly how the payment request is presented.
What happens if the sale falls through after the buyer has paid?
Funds sit in regulated custody while the deal completes, so if a sale collapses before settlement the money can be returned through the same regulated route rather than being stranded on-chain. Because identity and source-of-funds checks already ran on the payer, any return goes back to a verified party. Confirm the refund and cancellation process with the desk so your terms of sale reflect it.
Does this work for vehicle exports, and what about VAT and export paperwork?
Yes. Funds are held in regulated custody while export clearance and shipping paperwork complete, then settled to you in EUR for the invoiced amount, which suits used-vehicle and parts corridors into the Gulf and Africa. You continue to raise your normal invoice and handle VAT and export documentation exactly as you do today; the payment method changes, not your compliance obligations. Speak to your accountant about VAT treatment for your specific export flow.
Is there a minimum or maximum deal size?
The route handles everything from a single retail vehicle to high-value exotic and export transactions, with source-of-funds checks scaling to the size of the deal. Limits depend on the buyer’s jurisdiction, the checks that clear and the coins used, so there is no single published cap. Talk to the desk about the range you expect to transact so it can confirm what is supported.
How quickly do we get the euros after the buyer pays?
We convert at execution and settle EUR to your account for the invoiced amount, so you are not waiting the several days a cross-border wire takes. Where funds are held in custody through a delayed collection or export, settlement is timed to when you are ready to release the vehicle. The desk can confirm expected settlement timing for point-of-sale versus held deals.
