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Mass crypto payouts

Pay affiliates, partners and contractors at scale, from one balance

Send mass payouts to affiliates, contractors, suppliers, creators and marketplace sellers in crypto or local fiat, funded from one balance on regulated rails. Fund in fiat and your business never has to hold crypto.

Why Xchange360

Pay everyone, from one balance

One balance, many recipients

Fund once, pay a whole network in a single run

Top up one balance and disburse to affiliates, contractors, suppliers and sellers across markets at once, instead of a queue of manual bank transfers and cut-off times.

Crypto or local fiat

Each recipient paid the way they want

Pay in stablecoins, major crypto, or a local-currency off-ramp per recipient and corridor. One run reaches every market without you running a wallet or an FX desk.

Regulated, never held

Licensed rails on every payout, no crypto on your books

Fund in fiat and let regulated entities convert and route each payment with KYC/AML throughout. Your business never holds a volatile asset and every run reconciles back.

How it works

From one balance to many recipients, in four steps

Fund one balance

Top up in fiat or stablecoins. One balance for every payout run.

Add your recipients

Upload affiliates, contractors or partners by file or API, with the amounts owed.

We convert and route

Each payout converts at settlement and routes to the recipient’s chosen rail.

Recipients get paid

Affiliates and contractors receive crypto or local fiat; every run reconciles back.

Proof

Evidence, not adjectives

$3.5bn+settled for businesses since 2021

Moving our cross-border payouts to Xchange360 cut FX and wire costs by about 38%, and reconciliation stopped being a monthly fire drill.

Sofia Bauer, Head of Treasury · Logistics group

FAQ

Common questions

What are mass crypto payouts?

Mass crypto payouts are one-to-many disbursements that pay many recipients (affiliates, contractors, creators or sellers) from a single balance, in crypto or local fiat. Xchange360 runs them on regulated rails: you fund once, we convert and pay each recipient, with KYC/AML throughout and settlement that reaches each market.

Who is it for?

Any business paying many recipients: affiliate and partner networks, contractors and freelancers, suppliers and vendors, creators, and marketplace sellers. iGaming and high-volume operators are one segment among many — not the only fit.

Can recipients choose crypto or fiat?

Yes, each recipient can be paid in stablecoins, major crypto, or local fiat via off-ramp, depending on the corridor.

Is it compliant?

Payouts run through Xchange360’s regulated entities in Switzerland, Canada and Costa Rica, with KYC/AML on every transaction. Availability depends on jurisdiction, licensing and eligibility, so talk to the desk for your markets.

How do we send a payout run?

Upload a file or call the API with recipients and amounts; fund once and we handle conversion and distribution.

How fast do recipients get paid?

Each payout converts at settlement and routes to the recipient’s chosen rail, so crypto and stablecoin payouts typically arrive fast, often within hours. Local off-ramps land in line with the destination market’s banking. Exact timing depends on the corridor and the recipient’s rail. The desk can confirm expected timing for your markets.

What do recipients have to provide, and are they KYC’d?

Recipients provide the payout details for their chosen rail: a wallet for crypto or stablecoins, or bank details for a local-fiat off-ramp. KYC/AML checks apply within the regulated flow depending on the corridor and payout. You upload recipients by file or API with the amounts owed. The desk will confirm what onboarding your recipient network needs.

What does a payout run cost, and how is FX handled?

Pricing is quoted per business based on your needs, and conversion happens at settlement so each recipient receives the amount owed. One balance and one FX step replaces the stacked fees of many separate cross-border wires. Talk to the desk for a quote against your payout profile.

How do we fund the balance, and is there a volume limit?

You fund one balance in fiat or stablecoins ahead of a run and disburse to every recipient from it, so your business never has to hold crypto to pay out. Large payout runs are supported. The desk will scope funding and volumes for your operation.

What happens if a payout fails or a recipient’s details are wrong?

Because every run reconciles back, a payout that cannot be delivered is flagged against that recipient rather than lost in the batch, so you can correct details and re-send. Handling of failed or held payouts is confirmed with the desk when your rail is set up. This keeps a large run auditable end to end.

Run your next payout batch: affiliates, contractors, suppliers

Tell the desk your recipients and corridors and we’ll set up the payout rail.