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Cross-border settlement

Settle the trade when the bank won’t keep up

For commodity traders moving value through corridors like Lagos, Mumbai and São Paulo, Xchange360 provides regulated settlement where correspondent banking is slow or unreliable.

In brief

How do commodity traders use crypto settlement?

Commodity traders use regulated stablecoin settlement to pay and get paid across borders without waiting on correspondent banks. Value is sent, converted and delivered with local off-ramps in the destination market, so a trade settles in hours instead of days, all under licensed entities on both sides.

The problem

A trade is only done when the money lands

Correspondent banking adds days and cost to cross-border commodity payments, and some corridors stall entirely. Counterparties lose deals waiting for value to clear.

Same-day settlement into hard corridors, with local off-ramps where the money is needed.

Why traders choose Xchange360

Regulated on both legs

Licensed entities on send and receive, not a single-jurisdiction workaround.

Hard-corridor reach

Local off-ramps in markets where banks are slow or closed.

Not invoice-only

Full settlement and payout, beyond a single invoicing tool.

Who it’s for

  • Physical commodity traders and brokers

  • Trading desks needing same-day cross-border settlement

  • Importers/exporters in emerging-market corridors

  • Counterparties underserved by correspondent banking

FAQ

Common questions

Which corridors can we settle into?

We focus on hard corridors where correspondent banking is slow or unreliable (markets like Lagos, Mumbai and São Paulo), with local off-ramps into destination currency. Corridor coverage and payout options vary by market, so the desk can confirm reach for your specific counterparties and volumes.

How fast does a commodity trade actually settle?

In supported corridors value is typically sent, converted and delivered the same day — hours rather than the days a correspondent-bank chain can take. Actual timing depends on the corridor, local off-ramp and compliance checks on the receiving side.

Do we or our counterparty have to hold or understand crypto?

No. You pay in and your counterparty is paid out in local fiat; regulated stablecoins are only the settlement mechanism in between. Neither side needs a wallet, an exchange account or any crypto expertise to transact.

How is this different from a crypto exchange or an OTC desk?

An exchange or OTC desk gets you in and out of a token; it does not deliver local fiat to your counterparty across a hard corridor. Xchange360 handles the full settlement and payout leg under licensed entities on both sides — not just a trade or a single invoicing tool.

What counterparty and settlement risk are we taking on?

Both legs run through licensed entities rather than a single-jurisdiction workaround, and settlement is in regulated stablecoins converted straight to local fiat, so you are not left holding volatile assets. The desk can walk your risk and compliance team through the entities, controls and flow of funds for your corridors.

How do we get onboarded and start settling trades?

Onboarding runs through the desk with standard KYB and compliance checks on your business and, where relevant, your corridors. Once boarded you can begin routing trades for settlement; the desk will confirm timelines and any per-corridor requirements up front.

Get your next trade settled, wherever it needs to land