Cross-border settlement
Move value between jurisdictions without losing days or basis points
One regulated partner for same-day cross-border movement, with local fiat on both ends and no chain of intermediaries skimming FX.
In brief
What is crypto cross-border settlement?
Crypto cross-border settlement moves value between countries using regulated stablecoins instead of correspondent banking. Funds are converted to and from local fiat on each end, settling the same day with transparent FX and a single regulated counterparty rather than a chain of intermediaries.
The problem
Every intermediary costs a day and a few basis points
Moving money across jurisdictions through correspondent banks means delay, opaque FX and fees at each hop — and no certainty on arrival time.
Same-day movement, local fiat both ends, one regulated partner.
The corridor advantage
Same-day movement
Value clears in hours across supported corridors.
Local fiat both ends
On-ramp and off-ramp into local currency where you need it.
One relationship
No intermediary chain, just one regulated counterparty end to end.
Who it’s for
Businesses paying or collecting across borders
Corridors underserved by banks
Groups moving treasury between jurisdictions
Anyone losing margin to FX intermediaries
FAQ
Common questions
How is the FX rate set, and how do you make money?
You see the rate at execution rather than an opaque spread buried across a chain of correspondent banks. Pricing is transparent on the conversion; the desk can confirm the exact fee and rate model for your currencies and volumes.
Is this cheaper than moving money through our bank?
The saving comes from removing the intermediary chain, because each correspondent hop costs a day and a few basis points in fees and FX. With one regulated counterparty and transparent conversion, cost is visible up front; the desk can model the total cost against your current banking route.
Is Xchange360 regulated, and under which entities?
Both legs of a cross-border movement run through licensed entities, so you deal with one regulated counterparty end to end rather than an unregulated workaround. The desk can share the specific licensing and entities relevant to your jurisdictions for your compliance file.
Which currencies and jurisdictions do you support on each end?
We on-ramp and off-ramp into local currency on both ends across supported corridors, so funds arrive as usable local fiat. Supported currency pairs and jurisdictions depend on the corridor. The desk can confirm coverage for the routes you move value across.
Can we move treasury between our own entities across jurisdictions?
Yes. Groups use us to move treasury between their own entities in different jurisdictions with same-day settlement and local fiat on both ends. One regulated relationship replaces the intermediary chain for intra-group movements.
Do we need to hold or manage crypto to use this?
No. You send and receive local fiat; regulated stablecoins are only the rail in between. There is no requirement to hold a token, run a wallet or take on crypto price exposure.
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