Accept crypto from your customers. Settle in fiat. Never hold crypto

B2B crypto payments let a business bill another business and accept settlement in crypto or stablecoins against that invoice. Xchange360 issues the payment instruction, settles the incoming value through regulated entities, and delivers reconciled fiat, so the seller is paid quickly across borders without holding volatile assets.

No. Payments are converted to stablecoins or fiat at settlement, so your business is not exposed to price movement and receives the invoiced amount.

Businesses that invoice across borders and whose customers want to pay in crypto: importers and exporters, trade-finance and cross-border firms, and high-value sellers in automotive, marine, aviation and real estate.

Payments run through Xchange360’s regulated entities with KYC and AML on both sides of the transaction. Availability depends on jurisdiction, licensing and eligibility. Talk to the desk for your corridors.

The crypto leg confirms in minutes and we convert at execution, so a cross-border invoice typically settles the same day rather than the two-to-five days a correspondent-banking wire takes. Exact timing depends on the corridor and the fiat payout on the destination side. Talk to the desk for the timing on your specific routes.

Customers can pay in major stablecoins and leading crypto assets against your invoice; the value is converted at settlement so you receive the fiat amount you invoiced. The exact assets accepted depend on jurisdiction and eligibility. Tell the desk which markets your customers pay from and it will confirm what applies.

Pricing is quoted per business based on your needs, and the conversion rate is locked at execution so the amount you invoiced is the amount you keep. There are no correspondent-banking fees stacked at each hop as with a traditional wire. Commercial terms are agreed with the desk.

You raise your normal invoice and we attach a crypto payment option to it, either as a payment link or embedded inside your existing billing or ERP flow. Your customer follows a compliant, KYC’d checkout and the value reconciles back against that invoice. No change to how you issue invoices is required.

An exchange leaves you holding and managing volatile assets; a card processor cannot take stablecoin or crypto settlement across the corridors banking underserves. Xchange360 accepts the crypto payment, converts it through regulated entities, and pays you clean reconciled fiat — so you get crypto reach without a trading account or a crypto position to manage.

Because value is converted at execution, the reconciled amount is matched against your invoice, and any shortfall or overpayment is flagged for resolution rather than silently absorbed. Failed or incomplete on-chain payments do not settle to you until confirmed. The desk handles exceptions with you rather than leaving reconciliation manual.