Run stablecoin payroll for your global team

Stablecoin payroll is paying employees or contractors in stablecoins (or in local fiat funded by stablecoins) on a regular schedule, through a compliant payroll flow. Xchange360 funds and converts each cycle on regulated rails, so workers are paid quickly across borders and the business carries no crypto volatility.

Both, where permitted. Crypto pay for contractors is widely workable; employee wages depend on jurisdiction. Talk to the desk for your markets.

No. Each person can be paid in stablecoins or local fiat via off-ramp.

Xchange360 provides the regulated payment and conversion rail that moves each cycle’s pay to your people; it is not a tax authority or an employer of record, so responsibility for withholding, tax and social contributions stays with you and your existing payroll or EOR arrangements. Because employee eligibility varies by jurisdiction, the desk scopes what is workable in each market. Confirm treatment with your payroll or tax adviser.

It is the regulated funding, conversion and payout rail: you fund a run, add your people and their chosen rail, and each salary converts at settlement and routes to them. It runs alongside your payroll calculation and compliance processes rather than replacing your HR or payroll system. The desk will map it to how you run payroll today.

Where a person is paid in local currency, the stablecoin funding is off-ramped and converted at settlement, so the conversion happens at execution rather than drifting with the market. The rate basis for a given corridor is confirmed with the desk when payroll is set up. This keeps what workers receive predictable cycle to cycle.

Because each cycle funds and converts on regulated rails, payments settle across borders in minutes to hours rather than the days a correspondent-bank wire can take. Exact timing depends on each person’s corridor and chosen rail. The desk can confirm expected timing for your team’s locations.

Payroll runs on major stablecoins designed to hold a fiat peg, and conversion happens at settlement, so the amount owed is the amount that lands. Workers who prefer local currency are off-ramped to their own currency instead. Talk to the desk to confirm the stablecoins and rails available in your team’s markets.

Coverage spans many corridors with local off-ramps, but availability and whether workers can be paid as employees or contractors depend on jurisdiction, licensing and eligibility. The desk scopes which of your team’s markets are workable. Talk to us with your team’s locations for a market-by-market view.