Treasury
The treasury stack for digital assets
Hold, convert and move balances across stablecoins and fiat on regulated rails, in private, secure custody — never self-custody. One desk to run treasury, with the controls and reporting a finance team expects.
Why a regulated treasury
A treasury shouldn’t mean a hot wallet and a spreadsheet
A digital asset treasury is how a business holds, converts, moves and reports on working capital in stablecoins and digital assets. Run it yourself and self-custody puts keys, signing policies and recovery on your team — operational risk finance shouldn’t carry.
Xchange360 runs it on regulated rails, in private, secure custody, never self-custody, with the controls and reporting a finance team expects.
See the treasury, not a spreadsheet
Everything a finance team does with a treasury, on regulated rails
See every balance and keep it in regulated, segregated custody.
See the treasury, not a spreadsheet
Total value across digital assets and fiat, this-month flows, and balances by account and entity.
Regulated custody, not self-custody
Balances sit in segregated, policy-controlled custody under a named entity. No keys for your team to manage.
| Segregated account | Entity | Balance | Controls |
|---|---|---|---|
| USDC operating | Group Holdings Ltd | 1,240,500 | 2-of-3 approval |
| BTC operating | Group Holdings Ltd | 6.30 | 2-of-3 approval |
| GBP settlement | UK Trading Ltd | 320,400 | Daily limit £250k |
Who it’s for
Businesses holding working capital in digital assets
Platforms managing customer or float balances
Corporate and group treasuries
Finance teams that need controls, not a hot wallet
FAQ
Common questions
Which digital assets can we hold?
Stablecoins and major digital assets, in private, secure custody. Availability depends on jurisdiction and eligibility, so talk to the desk for the assets and corridors that apply to you.
What is a stablecoin treasury?
A stablecoin treasury is the same idea focused on fiat-pegged stablecoins specifically: holding balances, converting to and from fiat, moving value and reporting on it. It is one part of a digital asset treasury; Xchange360 runs it on regulated rails with private, secure custody, not self-custody.
Do you offer self-custody?
No. Xchange360 provides private, secure custody only; balances are held in regulated, segregated custody under defined controls, rather than handing key management to your team.
Can we earn yield on balances?
Treasury is built around safekeeping, conversion and movement under regulation. Any yield or return product is subject to jurisdiction and eligibility. Talk to the desk for what’s available to you.
How are our balances protected in custody?
Balances sit in regulated, segregated custody, kept separate from operating funds and under defined controls, rather than in a hot wallet your team secures. This removes key management, signing policy and recovery from your finance function. The desk can explain the safeguarding and segregation arrangements that apply to your account.
What controls, approvals and user permissions are available?
Treasury is built with the controls a finance team expects (role-based access, approval steps for moving value and an audit trail) rather than a single shared wallet. This lets you separate who initiates from who approves a movement. The desk will configure the permission model your controls require.
What reporting do we get for accounting and audit?
The stack is designed to report on balances, conversions and movements so treasury can reconcile and evidence positions for accounting and audit, rather than reconstructing them from on-chain data. Reporting covers holdings across stablecoins and fiat in one place. The desk will confirm the reports and export formats available for your finance stack.
How quickly can we move balances out or convert to fiat?
Because balances are held on regulated rails with conversion and movement built in, you can convert to or from fiat and move value without unwinding a self-custody setup, typically same day. Speed depends on the destination rail and corridor. The desk confirms expected timing for your currencies and destinations.
How is this different from holding stablecoins on an exchange?
An exchange account mixes your treasury with a trading venue and often pools assets, leaving custody and counterparty exposure unclear. Xchange360 holds treasury balances in regulated, segregated custody with finance-grade controls and reporting, purpose-built for holding working capital rather than trading it. You get the speed of digital assets with institutional safekeeping.
